VanDyk Mortgage

About VanDyk Mortgage Corporation
VanDyk Mortgage is a privately owned National Mortgage Banker and Broker headquartered in Grand Rapids, Michigan. Thomas L. Van Dyk, its President and CEO founded the company in July 1987.  VanDyk Mortgage is a full service Mortgage Banker approved with Fannie Mae as a Seller/Servicer, FHA DE (direct endorsement) lender, VA approved and a Correspondent lender with several major lenders. Throughout our history we have served thousands of clients, retained and serviced over a $350 Million loan portfolio, traded mortgage backed securities (MBS), and dealt directly with the Wall Street Investors on the secondary market.

Business Philosophy
VanDyk Mortgage has a straight forward, intelligent business strategy.  With honesty and integrity as our foundation, we strictly adhere to all the rules and regulations provided by the Governing bodies.  We then use these rules to operate on a daily basis. All the while treating our employees and clients with respect and fairness.

See where VanDyk is Licensed.

Production
Monthly production continues to increase. Last year yielded approximately $1,000,000,000 in total production. This combines both loans brokered to approved wholesale lenders and loans closed with the companies own in-house lending division.

Brokered Loans
At any given time, we are approved with anywhere from 80 to several hundred wholesale mortgage lenders representing all different types of mortgage loan products. Brokered business represents the majority of the companies overall production.  Although our Bank line products are competitive, we consider it our responsibility to make sure our Clients achieve the best terms available on the market.  Most of the time, that will be with one of our Wholesale Lenders, which is why the majority of our business is brokered.  VDM highly values the relationship with our Lending Partners and supports our network of Mortgage Professionals to establish personal relationships with these representatives for the benefit of our Clients.

Banked Loans
VanDyk Lending is a unique Direct Lender with experience heavily on our side.  We operate on the same lending platforms as many of the Large Capitalization Lenders, securing the best pricing while remaining small enough to deliver personal, one-on-one service. Being in a service industry, we know that the only way to win is to deliver un-matched service, competitive lending products, value added services to help our Clients achieve long-term financial success.

Bank Line Advantages

  • Excellent rates
  • Experienced Fannie, Freddie and Government Lender
  • Focused on delivering a full product line of Conventional, Jumbo, Alt A, FHA and Specialty products
  • Direct Access to Underwriters
  • 24 to 48 underwriting turn times
  • Same day closings, Same day closing packages
  • AdVantage Direct - Online Underwriting center
  • Complete Non-Conforming Product Line

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    VanDyk Mortgage Corporation is a great Company to work FOR and a great Company to work WITH.  At my location in San Diego, CA, everything is kept very “Mom & Pop”.  We want every Client to feel comfortable calling and speaking to any one of our Associates about their questions.  As you can see if you are reading this, I have spent a great deal of time writing about every aspect of the Mortgage Loan process and I continue to do so every day.  The reason:  I want my Clients to be as informed as possible.  I couldn’t possibly spend the amount of time necessary with every Client to go over everything on this BLOG.  So, I’ve put everything I know on the internet for all to view at their liesure.

    As always, please contact me if you would like to see more information added or elaborated upon in more detail.

    Derrick B. Evens
    1-888-222-2931 ext 235
    devens427@vandykmortgage.com